It is extremely important that you don’t make any major life changes immediately before or during the loan process.

Don’t give an earnest money deposit directly to a seller. That’s why you have an agent!

Don’t quit your job, change jobs, or become self employed.

Don’t co-sign on any loans for someone else.

Don’t spend money that you have set assigned for down payment or closing costs.

Don’t make any changes to your credit like opening new cards, spending on cards, or even closing accounts without guidance from a professional.

Don’t panic if the appraisal comes in low. Don’t freak out just yet because there are a few options.Don’t panic!

The loan process can seem daunting, particularly if it is your first time. We will help you understand what is needed and to get you to the finish line.